Product Offerings

Main Services

• Case Consultation with seasoned veterans - Most of our staff has 25+ years
• Online illustrations (Term insurance for all major carriers)
• One day or less turnaround for permanent product illustrations (Premium Finance in 3 to 5 days)
• Annuity illustrations (online)
• Long Term Care illustrations in 24 hours or less
• Underwriting consultation (Advanced underwriting staff)
• Case manager for Underwriting
• Case manager for Compensation
• APS, Physicals, and HIPAA release forms ordered in-house to facilitate multi-carrier submission
• Case packaging and submission with nurse summary for carrier underwriting
• Enhanced commission package with report summary and direct payment for down line
• Online licensing for most carriers, with one-time sign-up
• Resource website providing carrier forms, sales materials, and concept sales
• LifeComp Program from Lincoln Financial
  • Illustrations
  • Consultation

Educational Services

• Newsletters and Industry Alerts
• In-office visits and seminars - Quarterly or more frequently to start
• Video podcasts
• Audio podcasts
• Webinars
• Conference calls
• National conferences

Joint Fieldwork

Advanced Marketing Fieldwork (Partner Firm: Innovative Concepts)

• Premium Finance
• Non-Qualified Benefits
• Charitable Planning
• Estate Planning
• Captive Insurance Concepts

Unique Product and Concept Offerings

• Charitable Life Program - Proprietary program through partner firm
• Income Solutions Group - Post-Retirement Program software and support (Works with all carriers)
• Policy Optimization Program - Proprietary program (Annual review in force with illustrated options)
• Premium Finance Program - Proprietary program through partner firm
• Premium Finance Program - Offered only through First Choice partners
• Captive Life Insurance Program - Offered through California partner firm
• Premium Finance Training Course - Offered through Innovative Concepts
• Charitable Remainder Trust Program - Offered through partner Trust Company
  • Illustrations
  • Consultation
  • CPA
  • Attorney
  • Documentation
  • Annual Tax Reporting